Guides / NCAA, NAIA or JUCO

Guide · Paths

NCAA, NAIA or JUCO: which road is yours?

Level, scholarships and academic rules change a lot from one road to another. Compare them side by side and see where you could fit.

Pablo González
By Pablo GonzálezFounding team · Former NCAA Division I player, now a professional in New Zealand · Updated Oct 14, 2026 · 5 min
Ryan Tappouras, signed to Mercyhurst University, NCAA Division I
Ryan Tappouras · Australia → Mercyhurst, NCAA D1
Five roads
NCAA D1D2D3NAIAJUCO

01 · The five roads

Five roads, one decision

There are three main associations: the NCAA (Divisions I, II and III), the NAIA and two-year junior colleges (NJCAA, known as JUCO). They differ in level, scholarships and academic rules. Pick one to see what it means for you.

Pick a road

NCAA Division I: the top level

The biggest programs and budgets. Since July 2025, schools that opted into the House settlement work with roster limits (28 in soccer) instead of scholarship caps, and can fund every player. Whether they do is each school's decision.

Teams in 2025

213 men's · 350 women's

Athletic scholarships

Rosters of up to 28; each school decides how many are funded

To play year one

16 core courses and a 2.3 core GPA, certified by the NCAA Eligibility Center

Fits players already competing at a very high level, with grades in order and the Eligibility Center registration done early.

NCAA Division II: level and balance

Strong soccer with more room for studies and life outside the team. Scholarships are split across the roster, and most awards are partial and often combined with academic aid.

Athletic scholarships

9.0 per men's team · 9.9 per women's team

To play year one

16 core courses and a 2.2 core GPA

Typical offer

Partial athletic aid plus academic aid

Fits good players who want minutes and a balanced life, and players with strong grades who can add academic aid.

NCAA Division III: academics first

No athletic scholarships. Aid comes from grades or financial need, and at strong academic schools it can still be significant.

Athletic scholarships

None

Aid

Academic or need-based

Admission

Each school's own process

Fits players for whom the degree comes first and whose grades open academic aid.

NAIA: the other association

A separate association with smaller schools and its own NAIA Eligibility Center. Players often find more minutes from their first year.

Athletic scholarships

Up to 12 per team, men and women

To play year one

2.3 GPA, or two of three: 2.0 GPA, top half of class, ACT 18 or SAT 970

Typical offer

Split scholarships, often with academic aid

Fits players who want to play from day one in a smaller environment.

JUCO: the two-year springboard

Two-year junior colleges (NJCAA). You play, improve your level, grades and English, then transfer to a four-year university.

Athletic scholarships

D1: full possible · D2: tuition, fees, books · D3: none

Requirement

High school graduation

Then

Transfer to NCAA or NAIA, meeting transfer rules

Fits players whose grades or English need one more year before an NCAA or NAIA program.

02 · Scholarships

How much each road can fund

Maximums per team, not promises. In every division except D3 the athletic scholarship can be combined with academic aid.

NCAA D1roster
up to 28 spots
NAIAper team
12
NCAA D2women · men
9.9 · 9.0
JUCO D1NJCAA
full possible
NCAA D3athletic
0

D1: at schools in the House settlement each school decides how many of its 28 players get aid. JUCO D1 has its own limits.

03 · How to choose

Four honest questions

What is your level today?

Compare yourself with players already in the division you want, not with your best match.

How are your grades?

They decide whether you can play in year one and how much academic aid you can add.

How is your English?

Most schools ask for the Duolingo English Test, TOEFL or IELTS.

What can your family invest?

Scholarships are maximums per team, not promises. Knowing your budget early saves months.

Most international players end up choosing between two or three divisions, not one. That is why the first step is an honest evaluation of where you stand.

04 · Common mistakes

Four mistakes we see often

Aiming only at Division I

Many good players land better scholarships and more minutes in Division II, the NAIA or a JUCO first.

Registering late

International transcripts take time to review. Start with the Eligibility Center in your second-to-last year of school.

A video without context

Coaches want to see you in full matches, not only your best three moments.

Leaving English for the end

Book your English test early so it does not hold up admission.

05 · Our players

Where our players went: 4 D1, 2 D2

Different levels, different roads. Each one chose between real options after an honest evaluation.

06 · Questions

Quick answers

Can an international player get a full scholarship?

It is possible: Division I schools in the House settlement can fund full scholarships and NJCAA Division I schools can offer them. But each school decides, and where scholarships are split (Division II and NAIA) many awards are partial and combined with academic aid.

Do I need the SAT or ACT?

Not for NCAA initial eligibility since 2023. Some universities may still ask for it for admission, and the NAIA can use it in its two-of-three path.

Can I go from JUCO to the NCAA?

Yes. Many players move from a two-year college to a four-year university, as long as they meet the academic transfer rules.

Sources

Photos: GSX players. Figures checked October 14, 2026.